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Diana M. Spencer

Diana Spencer is Vice President for the Columbiana Region of CFBank. Spencer supervises Client Services in Calcutta and Wellsville Offices.

Spencer entered the financial industry in 1996 as sales manager with CFBank. In 1998, she assumed the position of human resources manager. Before joining CFBank, she was a retail sales manager for 14 years.

Spencer has a B.A. degree in Human Resources and is a graduate of the Institute of Financial Education. She is a graduate of Clark, Gilbert & Silverthorn School of Cosmetology and the Wheeler School of Business. She is a member of the Wellsville Area Chamber of Commerce, where she served as past president and is currently President Elect. She is also a member of the East Liverpool Area Chamber of Commerce. She is currently on the Kent State University East Liverpool Campus Advisory Board and is a member of the Kent State University East Liverpool Campus Friends Board. She is a board member of the Southern Columbiana County United Way. She is a member of the Northern Hancock Rotary Club, where she served as past president and past district chair for Literacy. Spencer also served on the Jefferson Community College Retail Advisory Board, and formerly served as a member of the Make-A-Wish Foundation and Columbiana Bankers Association.


Michele R. Guildoo

Michele Guildoo is the Assistant Vice President, Human Resources and Deposit Operations. She is responsible for overseeing all aspects of CFBank’s Deposit Operations. Guildoo also manages CFBank’s Human Resources, where she works closely with her colleagues throughout the Bank on personnel issues.
Guildoo has over 20 years of banking experience, having begun her career with CFBank in 1988. She served as Assistant Branch Manager in the Calcutta office. In 2000, she was transferred to the Wellsville office, where she performed accounts payable services in the accounting department. Guildoo also served as the Administrative Assistant to the President of the Columbiana Region.
Guildoo is a graduate of the Institute of Financial Education. While attending IFE, she completed courses in education achievement and personnel management. She has furthered her education at East Liverpool Kent State and has taken various Human Resources classes
Guildoo is actively involved in community events and is a team leader for Relay for Life. A lifelong resident of East Liverpool, she and her husband Dave have two daughters.


Margaret Gill

MargaretGill is a Mortgage Loan Originator for CFBank. She is responsible for originating mortgages in the Columbiana Region which includes Wellsville and Calcutta offices.

Gill has been serving the local community for 42 years. She began her banking career in 1968 at Franklin National Bank, New York City. Later, in returning to the local community, she served at Perpetual Savings Bank in Wellsville, Ohio, assuming the role of teller and quickly advancing to bank officer. Margaret held numerous positions including Assistant Treasurer, Bookkeeper, Loan Department Supervisor and Loan Officer.

Before joining CFBank in July 2007, Gill served with Sky Bank as Mortgage Loan Originator servicing three local offices.

Margaret is a graduate of the Institute of Financial Education and has received various awards, including Residential Mortgage Lending Origination, Consumer Lending,
Supervisory Personnel Management and other lending and savings awards.

Margaret is a member of the Wellsville Area Chamber of Commerce and serves on the Welcome Committee. She is also a member of the East Liverpool Area Chamber of Commerce, Calcutta Area Chamber of Commerce, Northern Hancock Rotary Club, and the Beaver Creek Area Association of Realtors. Margaret is a member of the First Christian Church of Wellsville and serves as Board Clerk. She is a lifetime resident of Wellsville, Ohio and has two children and one grandchild.


Connie Bauer

Connie Bauer is the Business Development Banker for Columbiana Region of CFBank. Before joining CFBank Connie served many years in the banking industry. Her many positions held included supervisor of the escrow department, branch manager and Assistant Vice President. Connie retired from Sky Bank in 2004. She has 28 years of banking experience.
Connie has been a vital part of the Wellsville Community. She is the treasurer of Wellsville Alumni Association which gives educational scholarships to deserving students. She is a member of the Wellsville Revitalization Committee whose main project is to raise funds from the sale of flood wall murals to area patrons. She was on the governor’s commission during Fiscal emergency in Wellsville in 2004. She also served as treasurer of the Wellsville School Levy Committee. She has been the treasurer of the Wellsville Chamber of Commerce for 12 years.
Connies education includes graduate of IFE banking schools.


 
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